{"id":620,"date":"2014-05-07T11:49:31","date_gmt":"2014-05-07T09:49:31","guid":{"rendered":"http:\/\/www.agencelebrun.be\/?page_id=620"},"modified":"2014-08-06T05:11:56","modified_gmt":"2014-08-06T03:11:56","slug":"our-services","status":"publish","type":"page","link":"https:\/\/www.agencelebrun.be\/en\/our-services\/","title":{"rendered":"Our Services"},"content":{"rendered":"
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Bridge Loan Advice<\/h1>\n<\/div>\n
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You want to sell your property (too small, too far away from your work) and you want to buy a new property (bigger, more beautiful and closer to your work place). You count on the sale of your existing property to finance your new project.<\/p>\n

\"services-pic1\"Depending on how long it takes to receive your money from the sale of your property and the purchase of your new property, you could temporarily need <\/span>a <\/span>large amount of money. <\/span>This amount<\/span> can be financed<\/span> by a bank<\/span> as a<\/span> bridge loan<\/span>.<\/span> Bridge loans<\/span> can<\/span> generate<\/span> significant costs<\/span> because it<\/span> is<\/span> short-term trading<\/span> for the bank.<\/span> Lebrun Estate Agency <\/span> has selected the best and most affordable<\/span> offers on the market<\/span> for you.<\/span> Thanks to the Lebrun Estate Agency,<\/span> your money lasts you longer!<\/span><\/span><\/p>\n<\/div>\n<\/div>\n

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Choice of Mortgage Credit<\/h1>\n<\/div>\n<\/div>\n<\/div>\n
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\"services-pic2\"The<\/span> mortgage<\/span> is not limited<\/span> to fixed formulas<\/span> <\/span> and variable rates<\/span> 5\/10\/15\/20\/25\/30<\/span>.
\nThere are other formulas which can be very interesting, but are not always known to the general<\/span> public.<\/span> For example<\/span>, it is possible<\/span> to borrow and<\/span> monthly reimburse only the <\/span>value of the interest and<\/span> not<\/span> the<\/span> capital.<\/span> This formula<\/span> is very suitable for<\/span> people who are sure to<\/span> receive<\/span> the money at<\/span> a fixed moment in the<\/span> future (<\/span>insurance<\/span>, donation, inheritance,<\/span> sale of<\/span> a company<\/span>, sale of<\/span> valuables)<\/span> <\/span>.<\/span><\/span><\/p>\n

\"services-pic3\" Innovative<\/span> formulas<\/span> also allow for<\/span> bigger<\/span> amounts<\/span> in<\/span> monthly payment at the\u00a0<\/span>end<\/span> of your credit than on the beginning of your credit<\/span>, playing<\/span> on inflation and<\/span> the<\/span> increased purchasing<\/span> power of<\/span> households<\/span> over time<\/span> (<\/span>the earnings of<\/span> young<\/span> households<\/span> who begin<\/span> their working life<\/span> will usually be higher<\/span> in<\/span> the next decade<\/span> after multiple<\/span> salary increases<\/span>). This formula<\/span> is called “<\/span>accordion”, have you ever heard of<\/span> it ?<\/span><\/span><\/p>\n

\"services-pic4\"With our experience in real estate<\/span> law<\/span> and credit, Lebrun Estate Agency<\/span> can<\/span> guide you to<\/span> beneficial<\/span> formulas.<\/span> These formulas are<\/span> often overlooked<\/span> as<\/span> major players in the field of<\/span> credit<\/span> and their agents<\/span> suggest <\/span> formulas<\/span> with<\/span> a higher<\/span> return on their<\/span> own account<\/span>, neglecting the interests of the<\/span> client.<\/span><\/span><\/p>\n

\"services-pic5\" If<\/span> you already have<\/span> outstanding loans<\/span> (home,<\/span> car,<\/span> personal loan,<\/span> various<\/span> credit<\/span>), we can look with<\/span> you how to<\/span> streamline<\/span> your credit<\/span> to reduce<\/span> the monthly payments<\/span> that are due<\/span> and allow<\/span> you to have<\/span> more<\/span> purchasing power<\/span> for<\/span> your project.<\/span><\/p>\n

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The financial crisis and<\/span> restructuring in<\/span> the field of<\/span> finance<\/span> have led<\/span> to significant changes in<\/span> funding and<\/span> rates.<\/span> A<\/span> loan contracted<\/span> in the past<\/span> can be<\/span> refinanced<\/span> based on<\/span> current rates,<\/span> providing<\/span> real savings<\/span> for our customers.<\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n
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Insurances Advice<\/h1>\n<\/div>\n<\/div>\n<\/div>\n
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\"services-pic6\"Outstanding Balance<\/strong>: The outstanding balance insurance is usually required to cover your loan in case of death or major health problems . <\/span>This insurance can be paid monthly or all at once . <\/span>The cost of this insurance depends mainly on your age, the amount borrowed and which formula is the most advantageousfor you.
\n<\/span>Some credit agencies offer a very good mortgage rate because the client has limited knowledge in real estate and loans, and simply compares interest rates between different offers. <\/span>But once the customer has made his choice, agencies require a credit life insurance with a big premium compared to the competition.
\n<\/span>Lebrun Estate Agency\u00a0knows the market rates and can guide you in your efforts and recommend you serious partners. <\/span>We can also compare different offers for your benefit so that you come out best in the process<\/span><\/span>.<\/p>\n

\"services-pic7\"House insurance: <\/strong>Buying property<\/span> is a big step<\/span> in a lifetime.<\/span> You should take it deliberately and wisely. Protecting your property is essential. As a mortgagee<\/span> you are required to have <\/span> fire insurance <\/span> to cover the risk<\/span> in case of a<\/span> disaster (fire<\/span>, water damage<\/span>,<\/span> )<\/span>.<\/p>\n

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\"services-pic8\"Theft:<\/strong> House insurance<\/span> may also include<\/span> clauses relating to<\/span> damage caused by theft:<\/span> broken<\/span> doors<\/span> demolished locks<\/span> or<\/span> forced<\/span> window<\/span> frame<\/span>, etcetera. These are examples<\/span> of costs<\/span> caused by<\/span> theft or<\/span> burglary<\/span>. Lebrun Estate Agency guides<\/span> you<\/span> towards the most<\/span> advantageous options<\/span>, depending on the deductible amount<\/span>, the<\/span> property value,<\/span> risk<\/span>,<\/span> and<\/span> <\/span> we will present you with several quotes<\/span> so you can<\/span> compare the<\/span> offers on the market<\/span>.<\/span><\/span><\/p>\n

\"services-pic9\"Rent paid<\/span><\/strong>: You own a property<\/span> and you want to<\/span> let<\/span> but<\/span> you are worried that<\/span> the tenant will<\/span> not pay you<\/span> on time, or<\/span> at all.<\/span>
\nLebrun Estate Agency reduces<\/span> the risks<\/span> as much as possible<\/span> by finding<\/span> a reliable<\/span> tenant who<\/span> will honor<\/span> its lease<\/span>: <\/span> by verifying<\/span> the solvency of the<\/span> tenant, amongst others.<\/span> However, if you<\/span> want to<\/span> be<\/span> 100% sure<\/span>, know that it is possible to have<\/span> a “<\/span>rent paid<\/span>” insurance.<\/span> You are<\/span> therefore<\/span> sure<\/span> to touch your<\/span> rent on time<\/span> and<\/span> you can sleep<\/span> in peace.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n

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Real Estate Marketing<\/h1>\n<\/div>\n<\/div>\n<\/div>\n
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\"marketing-immobilier\"You want to<\/span> sell the property<\/span> by yourself<\/span> but you do not<\/span> know how to<\/span> appraise it and write a good ad?<\/span> Although it<\/span> is<\/span> not<\/span> the<\/span> formula<\/span> that we recommend<\/span>, you are free<\/span> of your choice and<\/span> real estate agency<\/span> Lebrun<\/span> has an<\/span> offer<\/span> that meets<\/span> your<\/span> need to<\/span> “<\/span>stand out”.
\nWe can organize<\/span> all<\/span> of your real<\/span> estate marketing<\/span> (<\/span>writing the ad,<\/span> the pictures, the<\/span> publication in the press<\/span> and specialized<\/span> websites).<\/span>
\nWe can also<\/span> manage<\/span> all <\/span>telephone<\/span> contacts<\/span>.<\/p>\n

You take care of<\/span> the organization<\/span> of the sale<\/span> of documents<\/span>, negotiations, the<\/span> appointment with<\/span> the notary and<\/span> all other matters<\/span> related to the sale<\/span> of the property.<\/span> A lump sum<\/span> for our work<\/span> is charged<\/span> to you.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Bridge Loan Advice You want to sell your property (too small, too far away from your work) and you want to buy a new property (bigger, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"immo.php","meta":{"footnotes":""},"class_list":["post-620","page","type-page","status-publish","hentry"],"yoast_head":"\nServices of the Lebrun Real Estate Agency Lebrun in Brussels<\/title>\n<meta name=\"description\" content=\"In addition to selling real estate, we provide: bridge loan, mortgage credit, insurances, outstanding balance, house insurance advice and price comparison\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.agencelebrun.be\/en\/our-services\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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